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Cursor Pricing — Every Plan from Free Hobby to Custom Enterprise in 2026

Cursor offers six pricing tiers built around a credit-based system introduced in June 2025. The free Hobby plan gives you the full editor with limited AI features. Pro at $20 per month unlocks unlimited Tab completions and a monthly credit pool for premium model access. Pro+ triples the credits for heavy agent mode users. Ultra delivers 20x credits with priority model routing. Teams adds SSO, shared rules, and centralized billing at $40 per user. Enterprise provides custom agreements with dedicated support.

Every plan includes the complete VS Code extension ecosystem, Git integration, and the Cursor editor. The credit system means you only pay for premium model usage beyond what auto mode handles — and auto mode is unlimited on all paid plans. Students with a valid .edu email address receive one full year of Cursor Pro at no cost.

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Cursor Pricing Overview — April 2026

  • Six plans: Hobby (free), Pro ($20/mo or $16/mo annual), Pro+ ($60/mo), Ultra ($200/mo), Teams ($40/user/mo), Enterprise (custom)
  • Credit-based system since June 2025 — monthly pool equals plan price in dollars, resets each billing cycle
  • Auto mode is unlimited on all paid plans and consumes zero credits from the monthly pool
  • Premium model selection (Claude Opus, GPT-5.4) draws from credit pool at published per-query rates
  • Students get one year of Pro free with a verified .edu email — no credit card required
  • Annual billing saves 20% on Pro ($16/mo vs $20/mo) with similar discounts on Pro+ and Ultra
  • All plans include full VS Code extension support, themes, keybindings, and Git integration

Understanding the Cursor Credit System

The credit system replaced the old request-based pricing in June 2025, giving developers transparent usage-based billing alongside unlimited auto mode.

How Credits Work

Every paid Cursor plan includes a monthly credit pool denominated in US dollars. Pro subscribers receive $20 in credits, Pro+ receives $60, Ultra receives $200, and Teams members receive $40 per user. When you manually select a premium model — such as Claude Opus for a complex refactoring task or GPT-5.4 for a nuanced code review — the query cost is deducted from your pool at a published per-model rate. A Claude Sonnet query might cost approximately $0.03, while a Claude Opus request runs around $0.10.

Auto mode is the default and recommended setting. It intelligently selects the fastest model capable of handling each specific task. Auto mode queries are unlimited on all paid plans and never draw from your credit pool. Most developers find that auto mode handles 80-90% of their daily coding tasks effectively, meaning the credit pool is reserved for the 10-20% of tasks where you specifically want a frontier model. Credits reset at the start of each billing cycle and do not accumulate or roll over between months.

Choosing the Right Plan

The Hobby plan is designed for developers who want to explore Cursor without commitment. You get the full editor — every VS Code extension, theme, keybinding, and workspace feature — with limited AI completions and agent requests. No credit card is required, and the plan never expires. It is ideal for weekend projects, learning, or evaluating whether Cursor fits your workflow before upgrading.

Pro at $20 per month is the standard tier for individual developers who use Cursor as their primary editor. Unlimited Tab completions mean the core AI experience has no usage cap. The $20 credit pool covers occasional premium model selections and agent mode sessions. For developers who run agent mode workflows multiple times per day, Pro+ at $60 per month provides triple the credits. Ultra at $200 per month is built for developers who delegate large, multi-step tasks to agent mode routinely — the 20x credit pool and priority model access ensure zero friction during intensive sessions.

Complete Cursor Plan Comparison

Every feature across all six Cursor pricing tiers. Use this table to identify the plan that matches your development workflow and team requirements.

FeatureHobby (Free)Pro ($20/mo)Pro+ ($60/mo)Ultra ($200/mo)Teams ($40/user)Enterprise
Monthly Price$0$20 ($16 annual)$60$200$40/userCustom
Tab CompletionsLimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Monthly Credit PoolNone$20$60$200$40/userCustom
Auto ModeLimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Agent RequestsLimitedFrom credits3x credits20x creditsFrom creditsCustom
Premium ModelsNoneFrom credit poolFrom credit poolPriority accessFrom credit poolPriority access
MCP ServersNoYesYesYesYesYes
Cloud AgentsNoYesYesYesYesYes
SSO / SAMLNoNoNoNoYesYes
Admin DashboardNoNoNoNoYesYes
Shared Cursor RulesNoNoNoNoYesYes
Prompt LibrariesNoNoNoNoYesYes
Centralized BillingNoNoNoNoYesYes
Dedicated SupportCommunityStandardStandardPriorityPriorityDedicated + SLA
VS Code ExtensionsAllAllAllAllAllAll
Student DiscountN/A1 year free (.edu)NoNoNoNo

Cursor Plans in Detail

A closer look at each pricing tier — who it serves, what it includes, and when to upgrade.

Hobby — Free Forever

The Hobby plan gives you the complete Cursor editor with all VS Code extensions, themes, keybindings, Git integration, and workspace features. AI completions and agent requests are limited but sufficient for casual use and evaluation. No credit card is required and the plan has no expiration date. Start a project, use Tab completions to write a few functions, and test Composer on a small multi-file edit to see how Cursor fits your workflow before committing to a paid plan.

Pro — $20 per Month

Pro is the default choice for individual developers. Unlimited Tab completions remove the usage cap from the core AI experience. The $20 monthly credit pool covers premium model selections — Claude Sonnet, Opus, GPT-4o, GPT-5.4, and Gemini — along with agent mode sessions. MCP servers and cloud agents are included. Annual billing reduces the price to $16 per month. Verified students receive one year of Pro free with a .edu email address. See the full Pro plan breakdown.

Pro+ — $60 per Month

Pro+ is built for developers who use agent mode as a primary workflow tool. The $60 credit pool provides three times the capacity of Pro, supporting multiple complex agent sessions daily. All Pro features are included — unlimited Tab completions, auto mode, MCP servers, and cloud agents. Pro+ is the recommended upgrade path when you consistently exhaust your Pro credit pool before the billing cycle resets.

Ultra — $200 per Month

Ultra delivers 20 times the credit pool of Pro with priority access to frontier models. When demand is high, Ultra subscribers get first access to Claude Opus and GPT-5.4. The $200 monthly pool supports continuous agent mode workflows — large refactors, full feature builds, and multi-repository tasks. Ultra is designed for developers who delegate the majority of their implementation work to Cursor agent mode.

Teams — $40 per User per Month

Teams extends Pro-level features with collaboration and administration tools. SSO and SAML authentication integrate with your identity provider. Shared Cursor Rules standardize AI behavior across the team. Prompt libraries distribute reusable instructions. The admin dashboard provides usage analytics, member management, and centralized billing. Each team member receives a $40 monthly credit pool. See the full Teams breakdown.

Enterprise — Custom Pricing

Enterprise agreements are tailored to large organizations with specific requirements. Options include self-hosted deployment, custom model routing, dedicated support engineers, SLA guarantees, compliance certifications, and volume-based pricing. Enterprise customers work with the Cursor sales team to define terms that match their security, governance, and scale requirements. Contact the sales team through the Cursor documentation portal.

Annual Billing and Student Discounts

Save on Cursor with annual billing or the student program. Two paths to reduce costs without losing features.

Annual Billing — Save 20%

Cursor Pro is available at $16 per month when billed annually — $192 per year instead of $240. That saves $48 annually. Pro+ and Ultra also offer annual billing with comparable percentage discounts. Annual plans include the same features as monthly billing: unlimited Tab completions, the full credit pool, auto mode, MCP servers, and cloud agents. You can switch between monthly and annual billing from your account settings at any time. The annual rate locks in for 12 months regardless of price changes during that period.

Student Program — 1 Year Free Pro

Students at accredited institutions can claim one full year of Cursor Pro by signing up with a valid .edu email address. The student plan includes every Pro feature: unlimited Tab completions, the $20 monthly credit pool, premium model access, MCP servers, cloud agents, and auto mode. No credit card is required for activation. After the free year, students can renew at the standard Pro price or continue with the free Hobby plan. The student program is verified through email domain — institutional email is the only requirement. Read more about eligibility at university program pages.

Frequently Asked Questions About Cursor Pricing

Clear answers about plans, credits, billing, and discounts for the Cursor AI code editor.

How does Cursor's credit system work?

Since June 2025, every paid Cursor plan includes a monthly credit pool equal to the plan price in dollars. Pro gets $20, Pro+ gets $60, Ultra gets $200, and Teams gets $40 per user. Auto mode is unlimited and consumes zero credits. Manually selecting premium models draws from your pool at published per-query rates. Credits reset monthly and do not roll over.

What is the difference between Cursor Pro and Pro+?

Both include unlimited Tab completions and auto mode. The difference is the credit pool: Pro includes $20 monthly, Pro+ includes $60 — three times more for developers who rely heavily on agent mode and premium model selections throughout the day.

Does Cursor offer an annual discount?

Yes. Pro costs $16/month when billed annually ($192/year instead of $240). Pro+ and Ultra have similar annual discounts. Annual plans include identical features to monthly billing.

Can students get Cursor Pro for free?

Verified students receive one year of Cursor Pro at no cost by signing up with a valid .edu email. No credit card required. After the free year, continue with Hobby or subscribe at the standard rate.

What happens when I run out of credits?

Auto mode remains unlimited on all paid plans. You lose access to manually selected premium models until credits reset at the next billing cycle. Upgrade to Pro+ or Ultra for a larger pool at any time.